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Our Products


To best meet your investment needs, we offer three types of Ontario Savings Bonds. All are available with annual or compound interest.

  • Fixed-Rate - Choose a term of 3 years, 7 years, or 10 years and keep the same competitive rate for the full term.
  • Step-Up Rate - Competitive interest rate increases each year for its 5-year term.
  • Variable-Rate - A new rate is set every year for three years.
    Note: The rate on the 2009 and 2010 Variable-Rate Bond is also reset annually. The rate on the Variable-Rate bonds issued prior to 2009 continues to be reset every six months, on June 21 and December 21, until their respective maturity date.